This account is introduced for common people/individuals especially for unbanked/under banked segment of population in compliance to SBP’s National Financial Inclusion Strategy (NFIS).
- Primarily a card based account, ATM/Debit Card
- Cheque book also available
- Simple Documentation. Account will be opened on the basis of valid identity document only
Product Highlights
| Account Type | Pak Rupee PLS Saving Account |
| Eligibility | For Individuals only One CNIC holder can open only one Asaan account (single or joint) |
| Transaction Limit/Turnover | Total Debit per Month:Rs.500,000/- Maximum Credit Balance Limit:Rs.500,000/- |
| Initial Deposit | Rs.100/- |
| Minimum Balance Requirement | Nill |
| Other Facilities |
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| Profit Rate | Click Here for Profit Rates |
| Profit Calculation | Profit will be calculated on monthly minimum balance |
| Profit payment | Semi-annually |
Micro Saving Account
- This Savings Account has been designed to address the needs of the small farmers who are the members of Community Organizations and want to maintain an individual account instead of Tanzeem Bachat Account.
- This account offers a reasonable profit rate and encourages compulsory saving.
- This account is primarily focused towards customers who need to transact more frequently, such as Farmers, Urban Low-Middle Income persons, Rural Salaried and Self Employed people, and Small Business Entities etc.
Product Features
| Account Type | Profit Bearing Saving Account |
| Eligibility | Members of all eligible CO’s of NRSP MFBL |
| Account Opening Requirement | Rs. 50/- |
| Minimum Balance Requirement | As per lien marked on the loan amount |
| Profit Payout Interval | Half Yearly |
| Rates | Click Here for Profit Rates |
- Asan Bachat Savings Account is designed for the poor & middle income segments in both rural and Urban Low-Middle Income areas.
- This account has no restriction of maintaining minimum balance.
- It offers higher returns for higher levels of savings, as well as easy & flexible access to funds.
- It provides a low entry point, thus the flexibility to save as and when savings occur.
Product Highlights
| Account Type | Profit Bearing checking Account |
| Eligibility | All Pakistani Nationals with Valid CNIC. Positive KYC/AML checks |
| Account Opening Requirement | Rs. 50/- |
| MMinimum Balance Requirement | Nil |
| Profit Calculation | Profit will be calculated on daily balance basis |
| Profit Payment | Profit will be paid on calendar half year |
| Profit Rates | Click Here for Profit Rates |
- A specially designed joint saving account operated by the President and Manager of the Community Organization under resolution by two- third majority of the members, & duly approved by the authorized personnel.
- This is to encourage the compulsory savings of community in relation to the loan borrowed from the Bank.
- This product supports the objective of the Bank: to help the poor community under the community participatory methodology.
- Profit is calculated on minimum monthly balance basis.
Product Features
| Account Type | Profit Bearing Joint Saving Account |
| Minimum Requirement for CO | All eligible CO’s of NRSP |
| Minimum Balance Requirement | Nil |
| Profit Payout Interval | Half Yearly |
| Rates | Click Here for Profit Rates |
- This savings account has been designed to address the needs of the low class segments.
- It is easy to open with minimum of Rs.50 and offers a reasonable profit rate.
- It provides ultimate transactional convenience (mostly free of cost), including a free On-line Facility (for those who use online banking)
Product Highlights
| Account Type | Profit Bearing Saving Account |
| Eligibility | All Pakistani Nationals with Valid CNIC. Positive KYC/AML checks |
| Account Opening Requirement | Rs. 50/- |
| Minimum Balance | Nil |
| Cheque Book | Yes |
| Cash Deposit and Withdrawal | Unlimited and at no cost to customer |
| Online facility | Deposit, withdrawals, transfers to Own & 3rd Party Accounts within NRSP Branch Network free of charge |
| Profit Rates | Click Here for Profit Rates |
The purpose of introduction/development of this product is offer banking services to individual who want to save their surplus funds in appropriate saving product and generate income to meet their household needs e.g. marriage, education, health and for construction of house. This product will be available especially for small savers, salaried individuals, students, housewives etc.
Product Features
| Maximum Limit for Individual | 10,000,000 |
| Profit Payout | Monthly and Half Yearly Payout |
| Profit Rate | 12.50% on monthly payout 12.70% on Half yearly payout |
| Free Facilities | i. Cheque book ii. Cheque clearing facility iii. Online facility iv. PO/DD issuance v. ATM Card vi. SMS Alert |
| Rates | Click Here for Profit Rates |
