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Housing and Business (Enterprise)

Loan for individuals who wants to construct a new house, want to have extra construction on their existing house or want to renovate their house can apply for House Loan.

Purpose of loan

  • House For Rent
  • House For Construnction and furnishing development
  • Starting New Business
  • Working Capital For Day To Day Business

Product Features


Housing and Business (Enterprise)

Target Market


Age Eligibility                                         

  • Salaried Individuals, Government Employees and Pensioners
  • Up to 60 years of age for Salaried Person
  • Up to 70 years of age for Pensioners

Income Level

Net of business income should be less then PKR 1,200,000 annualy

Loan Amount

Minimum Loan Amount Rs, 2 million/-

Loan Duration

Upto 12 Months

Mark Up Rate

As per applicable Schedule of Charges.

Repayment Frequency

Monthly                  (Having monthly income)

Loan Processing Time (TAT)

7 days from completion of required documents.

Types of Collateral/Security

Third Party Guarantee

Early Closure

Allowed and Markup will be charged on loan utilized period only.

Late Payment Penalty


CIB and NADRA Check

The Bank does NADRA check and ECIB check on all customers.


Free Credit Life Insurance.